How It Works:


All the lenders that we feature on this website follow this process or a process that is similar:

1. Complete an easy online application. This should take 2 to 5 minutes to complete.  On the form you need to state that you are a minimum 18 years of age, a US citizen, and that you have a regular job or source of income.

2. Receive instant approval on whether your loan is approved.

3. If approved funds with be directly deposited into your checking account the very next business day.

4. Once you receive your money you can then pay overdue bills.

5. You can then check your balance online, make payments with a few clicks, or with some lenders, wait for the money to be automatically debited from your bank account on your next payday.

That’s it, it beats the embarrassment and inconvenience of visiting a land based payday lender.